Expecting a baby?
Sign up for UnitedHealthcare new Maternity support program Maven. For additional information click here.
You have access to three different medical plan options from UHC. The prescription drug benefit for each of the UHC plans is administered by Rightway Healthcare. If you reside in California, you will have access to Kaiser HMO as well.
On this page you can find information about:
The UnitedHealthcare network includes over 900,000 health care professionals. To locate a UnitedHealthcare network medical provider, visit UnitedHealthcare or call UnitedHealthcare at (844) 210-5428. You can also download the UnitedHealthcare mobile app to view and share your health plan ID card, estimate treatment costs, video chat with a doctor and more!
Before scheduling an appointment or receiving services, please check with the provider and your health plan to confirm that the provider is participating, that the service is covered, and the costs that you may be charged for the service.
You can access the medical plan SBCs by clicking on the link below:
The table below reflects your share of the cost.
| Medical Plan 1 (HSA-eligible) | Medical Plan 2 (PPO) | Medical Plan 3 (EPO) | |
|---|---|---|---|
| Premiums | Lowest | Higher | Highest |
| Deductible | $1,700 employee-only/$3,400 family | $500 employee-only/$1000 family | $400 employee-only/$800 family |
| Coinsurance | Plan pays 80% for network benefits | Plan pays 80% for network benefits | Plan pays 90% for network benefits only |
| Out-of-pocket | $4,000 employee-only/$7,350 family | $5,000 employee-only/$10,000 family | $5,000 employee-only/$10,000 family |
| Copay | You pay 20% after deductible | $20 primary care physician/$40 specialist | $20 primary care physician/$40 specialist |
| HSA Contribution | NXP will contribute $500 for employee-only coverage or $1,000 for family coverage. Limited Use Health Care FSA available | Enrollment in this plan prevents you from being eligible to participate in the HSA. Health Care FSA available | Enrollment in this plan prevents you from being eligible to participate in the HSA. Health Care FSA available |
In addition to the UnitedHealthcare medical and Rightway Healthcare pharmacy options, California employees have access to Kaiser HMO (South California Kaiser or North California Kaiser ) if they reside within Kaiser’s network service area. Kaiser health care providers exclusively serve Kaiser plan members. As a plan member you can select any Kaiser doctor.
Sign up for UnitedHealthcare new Maternity support program Maven. For additional information click here.
The UnitedHealthcare Cancer Support Program (CSP) provides compassionate guidance and answers for you or a family member who’s faced with cancer. More information can be found here or by visiting myuhc.phs.com/cancerprograms .
| HMO | HMO | |
|---|---|---|
| Selected Coverage | Network | Out-of-Network |
| Plan type | Health maintenance organization (HMO) available only to California employees in the Kaiser network. Network coverage only, except in emergencies. | Health maintenance organization (HMO) available only to California employees in the Kaiser network. Network coverage only, except in emergencies. |
| Network name | Kaiser Permanente Traditional Plan | Kaiser Permanente Traditional Plan |
| Deductible | $0 Employee-only/$0 Family | No coverage |
| Coinsurance | You pay $0 | No coverage |
| Out-of-pocket maximum | $1,500 Employee-only/$3,000 Family | No coverage |
| Preventive care | Covered 100% | No coverage |
| HSA available | No. Health Care FSA available | No. Health Care FSA available |
| Virtual Visits | Not available | Not available |
| Primary care physician visit | You pay $35 | No coverage |
| Specialist Visit | You pay $35 | No coverage |
| Maternity (hospitalization) | 100% covered after $500 hospital copay | No coverage |
| Hospital admission | You pay $500 copay | No coverage |
| Inpatient surgery | You pay $0 after $500 hospital copay | No coverage |
| Outpatient surgery | $150 copay per procedure | No coverage |
| Emergency room visit | $150 copay, then $0; copay waived if admitted | $150 copay, then $0; copay waived if admitted |
With Rightway, you have direct access to licensed pharmacists and pharmacy technicians who help you save time and money. From finding the lowest medication prices to transferring prescriptions to a different pharmacy, Rightway handles the details so you donʼt have to.
The Rightway pharmacy team is here to:
How to get started with Rightway. Your Rightway coverage begins at the start of your plan year. When filling prescriptions, simply present your member ID card so your pharmacy can process your benefit information.
To access self-service tools and support, visit joinrightway.com/rx or download the secure Rightway app from the App Store or Google Play. Once you activate your account, you can view your coverage details and ID card, search drug prices, chat with the pharmacy team on demand, and much more.
| Medical Plan 1 | Medical Plan 2 | Medical Plan 3 | Kaiser (CA only) | |
|---|---|---|---|---|
| Generic medications | Generic medications | Generic medications | Generic medications | |
| 30-day supply (short-term) | Generic: Preventive prescriptions 100% covered; you pay 20% after deductible for all others | Generic: You pay $5 | Generic: You pay $5 | Generic: You pay $10 |
| 90-day supply (100-day for Kaiser) or maintenance medications | Generic: You pay 20% after deductible | Generic: You pay $10 | Generic: You pay $10 | Generic: You pay $20 |
| Preferred brand-name medications | Preferred brand-name medications | Preferred brand-name medications | Preferred brand-name medications | |
| 30-day supply (short-term) | Preferred: You pay 20% after deductible | Preferred: You pay 30% ($75 max) | Preferred: You pay 30% ($75 max) | Preferred: You pay $30 |
| 90-day supply (100-day for Kaiser) or maintenance medications | Preferred: You pay 20% after deductible | Preferred: You pay 30% ($175 max) | Preferred: You pay 30% ($175 max) | Preferred: You pay $60 |
| Non-preferred brand-name medications | Non-preferred brand-name medications | Non-preferred brand-name medications | Non-preferred brand-name medications | |
| 30-day supply (short-term) | Non-preferred: You pay 20% after deductible | Non-preferred: You pay 50% ($100 max) | Non-preferred: You pay 50% ($100 max) | Non-preferred: You pay $30 |
| 90-day supply (100-day for Kaiser) or maintenance medications | Non-preferred: You pay 20% after deductible | Non-preferred: You pay 50% ($250 max) | Non-preferred: You pay 50% ($250 max) | Non-preferred: You pay $60 |
* California employees have access to Kaiser HMO if they reside within Kaiser’s network service area
Rightway Healthcare is our new pharmacy provider.
If you’re looking for a way to save on taxes or want to save for your health care at retirement, this plan might be just what you need. Medical Plan 1 is an HSA-eligible plan. It covers the same medical services as Medical Plan 2 and Medical Plan 3 (including network preventive care at 100 percent) and offers the same quality care and access to UnitedHealthcare’s national provider network. You can see any network provider you choose.
What makes Medical Plan 1 different is that NXP deposits money into your HSA with Fidelity to help you pay for your medical expenses, including your deductible and coinsurance amounts. Employees enrolled in Employee-only coverage will receive $500 and those who enroll dependents will receive $1,000 in NXP contributions (or a prorated amount, depending on when you were hired).
Step 1
You pay for all services, including prescriptions, until you meet your deductible (with the exception of preventive care, which is covered at 100% when performed in the network).
Pay with your HSA or Pay another way.
Step 2
After you reach the deductible, you share the costs with the plan. You can use your HSA to help pay your share.
Your plan pays 80% of network care + You pay 20% of network care.
Step 3
When you reach the limit, you are done paying. The plan will pay 100% of covered network services for the rest of the plan year.
You are done paying.
Preventive care is covered 100 percent when you use a UnitedHealthcare provider.
Access your HSA account and learn more at Fidelity NetBenefits .
You can sign up to contribute to the Health Care Flexible Spending Account to put money aside on a pre-tax basis to use towards eligible medical, dental, and vision expenses . You can sign up for the Health Care FSA while enrolled in any of the offered medical plans. You cannot contribute to a Health Savings Account and a Health Care Flexible Spending Account at the same time.
If you enroll in one of our 3 offered UnitedHealthcare medical plans, you will have access to doctors by video 24/7 through UnitedHealthcare’s Virtual Visit Program. No additional accounts to set up or apps to download. Just log in at UnitedHealthcare .
Virtual Visit doctors can diagnose your symptoms and prescribe medicine, if needed, for everyday medical conditions like:
The costs for the Virtual Visit program by plan is below.
| Medical Plan 1 = (HSA-eligible) | Medical Plan 2 (PPO) | Medical Plan 3 (EPO) | |
|---|---|---|---|
| Cost | $54 until deductible is met | $10 Copay | $10 Copay |
Other virtual visit providers covered under United Healthcare include Teladoc , Amwell and Doctor on Demand .
Behavioral Health Virtual Visits provide quick and easy access to behavioral health professionals from your mobile device, tablet or computer.
The value of Behavioral Health Virtual Visits:
Use a Behavioral Health Virtual Visit for needs such as:
To schedule a Behavioral Health Virtual Visit:
Are Optum Behavioral Health Virtual Visits the same as UnitedHealthcare Virtual Visits?
No. UnitedHealthcare’s Virtual Visits model lets members seek medical care virtually for acute conditions. Benefit plans include a specific UHC Virtual Visit benefit. Teladoc, AmWell, and Doctor on Demand are the three national virtual-only provider groups contracted for UHC Virtual Visit. UHC Virtual Visits drives affordability, providing members with a convenient alternative to emergency room or urgent care facilities for treatment of acute medical conditions. Optum Behavioral Health positions virtual capabilities as a modality, allowing all network providers to offer virtual visits as an option. There is no separate benefit. Optum’s model drives access to care.
Do Optum Behavioral Health Virtual Visits have a lower co-pay or co-insurance than in-person visits?
No. For behavioral health, virtual visits are subject to the same out-of-pocket as an in-office visit (behavioral health outpatient office visit). This benefit model ensures that the member has the same out-of-pocket costs whether they see their therapist and/or psychiatrist in-office, virtually or both throughout the course of care.
For NXP Copay Plans 2 and 3, the Behavioral Health Virtual Visit copay is $20. For Medical Plan 1, the allowed amount could vary depending on the provider’s contracted rate and will be applied to the member’s deductible.